It’s been quite the year but all of us here at the Maryland Benefits Counseling Network (MDBCN) wish you and yours the very happiest of holiday breaks.

The new year promises still a few challenges but as we look forward to the next twelve months and beyond there is hope for better things within and without the world of Social Security benefits. As always, we’ll be here to keep you informed and abreast of the changes as they happen and as they affect you. Here’s to 2021 and all she can throw at us!!

“It is a fair, even-handed, noble adjustment of things, that while there is infection in disease and sorrow, there is nothing in the world so irresistibly contagious as laughter and good humour.”
― Charles Dickens, A Christmas Carol